Refinanciar

to refinance

🎯

Infinitive (infinitivo)

Base form of the verb

refinanciar

🏃

Gerund (gerundio)

Present participle (-ing form)

refinanciando

📋

Past Participle

Used in compound tenses

refinanciado

Simple Tenses

⚡

Present Indicative (presente de indicativo)

Present actions and habitual activities

Person	Conjugation	English
yo	refinancio I refinance	I refinance
tú	refinancias you refinance	you refinance
él/ella/usted	refinancia he/she/you refinances	he/she/you refinances
nosotros	refinanciamos we refinance	we refinance
vosotros	refinanciáis you all refinance	you all refinance
ellos/ustedes	refinancian they/you all refinance	they/you all refinance

🕰️

Imperfect Indicative (imperfecto de indicativo)

Ongoing past actions and descriptions

Person	Conjugation	English
yo	refinanciaba I used to refinance	I used to refinance
tú	refinanciabas you used to refinance	you used to refinance
él/ella/usted	refinanciaba he/she/you used to refinance	he/she/you used to refinance
nosotros	refinanciábamos we used to refinance	we used to refinance
vosotros	refinanciabais you all used to refinance	you all used to refinance
ellos/ustedes	refinanciaban they/you all used to refinance	they/you all used to refinance

📅

Preterit (pretérito)

Completed past actions

Person	Conjugation	English
yo	refinancié I refinanced	I refinanced
tú	refinanciaste you refinanced	you refinanced
él/ella/usted	refinanció he/she/you refinanced	he/she/you refinanced
nosotros	refinanciamos we refinanced	we refinanced
vosotros	refinanciasteis you all refinanced	you all refinanced
ellos/ustedes	refinanciaron they/you all refinanced	they/you all refinanced

🔮

Future (futuro)

Future actions and intentions

Person	Conjugation	English
yo	refinanciaré I will refinance	I will refinance
tú	refinanciarás you will refinance	you will refinance
él/ella/usted	refinanciará he/she/you will refinance	he/she/you will refinance
nosotros	refinanciaremos we will refinance	we will refinance
vosotros	refinanciaréis you all will refinance	you all will refinance
ellos/ustedes	refinanciarán they/you all will refinance	they/you all will refinance

🎯

Conditional (potencial simple)

Hypothetical and conditional actions

Person	Conjugation	English
yo	refinanciaría I would refinance	I would refinance
tú	refinanciarías you would refinance	you would refinance
él/ella/usted	refinanciaría he/she/you would refinance	he/she/you would refinance
nosotros	refinanciaríamos we would refinance	we would refinance
vosotros	refinanciaríais you all would refinance	you all would refinance
ellos/ustedes	refinanciarían they/you all would refinance	they/you all would refinance

💭

Present Subjunctive (presente de subjuntivo)

Subjective present actions and desires

Person	Conjugation	English
yo	refinancie that I refinance	that I refinance
tú	refinancies that you refinance	that you refinance
él/ella/usted	refinancie that he/she/you refinance	that he/she/you refinance
nosotros	refinanciemos that we refinance	that we refinance
vosotros	refinanciéis that you all refinance	that you all refinance
ellos/ustedes	refinancien that they/you all refinance	that they/you all refinance

🌙

Imperfect Subjunctive (imperfecto de subjuntivo)

Subjective past actions and hypothetical situations

Person	Conjugation	English
yo	refinanciara or refinanciase that I refinanced	that I refinanced
tú	refinanciaras or refinanciases that you refinanced	that you refinanced
él/ella/usted	refinanciara or refinanciase that he/she/you refinanced	that he/she/you refinanced
nosotros	refinanciáramos or refinanciásemos that we refinanced	that we refinanced
vosotros	refinanciarais or refinanciaseis that you all refinanced	that you all refinanced
ellos/ustedes	refinanciaran or refinanciasen that they/you all refinanced	that they/you all refinanced

Compound Tenses

✅

Present Perfect (perfecto de indicativo)

Actions completed recently or with present relevance

Person	Conjugation	English
yo	he refinanciado I have refinanced	I have refinanced
tú	has refinanciado you have refinanced	you have refinanced
él/ella/usted	ha refinanciado he/she/you have refinanced	he/she/you have refinanced
nosotros	hemos refinanciado we have refinanced	we have refinanced
vosotros	habéis refinanciado you all have refinanced	you all have refinanced
ellos/ustedes	han refinanciado they/you all have refinanced	they/you all have refinanced

⏪

Pluperfect Indicative (pluscuamperfecto de indicativo)

Actions completed before another past action

Person	Conjugation	English
yo	había refinanciado I had refinanced	I had refinanced
tú	habías refinanciado you had refinanced	you had refinanced
él/ella/usted	había refinanciado he/she/you had refinanced	he/she/you had refinanced
nosotros	habíamos refinanciado we had refinanced	we had refinanced
vosotros	habíais refinanciado you all had refinanced	you all had refinanced
ellos/ustedes	habían refinanciado they/you all had refinanced	they/you all had refinanced

📍

Preterit Perfect (pretérito anterior)

Actions completed immediately before another past action

Person	Conjugation	English
yo	hube refinanciado I had refinanced	I had refinanced
tú	hubiste refinanciado you had refinanced	you had refinanced
él/ella/usted	hubo refinanciado he/she/you had refinanced	he/she/you had refinanced
nosotros	hubimos refinanciado we had refinanced	we had refinanced
vosotros	hubisteis refinanciado you all had refinanced	you all had refinanced
ellos/ustedes	hubieron refinanciado they/you all had refinanced	they/you all had refinanced

🎊

Future Perfect (futuro perfecto)

Actions that will be completed by a future time

Person	Conjugation	English
yo	habré refinanciado I will have refinanced	I will have refinanced
tú	habrás refinanciado you will have refinanced	you will have refinanced
él/ella/usted	habrá refinanciado he/she/you will have refinanced	he/she/you will have refinanced
nosotros	habremos refinanciado we will have refinanced	we will have refinanced
vosotros	habréis refinanciado you all will have refinanced	you all will have refinanced
ellos/ustedes	habrán refinanciado they/you all will have refinanced	they/you all will have refinanced

🔄

Conditional Perfect (potencial compuesto)

Actions that would have been completed under certain conditions

Person	Conjugation	English
yo	habría refinanciado I would have refinanced	I would have refinanced
tú	habrías refinanciado you would have refinanced	you would have refinanced
él/ella/usted	habría refinanciado he/she/you would have refinanced	he/she/you would have refinanced
nosotros	habríamos refinanciado we would have refinanced	we would have refinanced
vosotros	habríais refinanciado you all would have refinanced	you all would have refinanced
ellos/ustedes	habrían refinanciado they/you all would have refinanced	they/you all would have refinanced

💫

Subjunctive Present Perfect (perfecto de subjuntivo)

Subjective actions completed in relation to the present

Person	Conjugation	English
yo	haya refinanciado that I have refinanced	that I have refinanced
tú	hayas refinanciado that you have refinanced	that you have refinanced
él/ella/usted	haya refinanciado that he/she/you have refinanced	that he/she/you have refinanced
nosotros	hayamos refinanciado that we have refinanced	that we have refinanced
vosotros	hayáis refinanciado that you all have refinanced	that you all have refinanced
ellos/ustedes	hayan refinanciado that they/you all have refinanced	that they/you all have refinanced

🌌

Subjunctive Past Perfect (pluscuamperfecto de subjuntivo)

Subjective actions completed before another past action

Person	Conjugation	English
yo	hubiera refinanciado that I had refinanced	that I had refinanced
tú	hubieras refinanciado that you had refinanced	that you had refinanced
él/ella/usted	hubiera refinanciado that he/she/you had refinanced	that he/she/you had refinanced
nosotros	hubiéramos refinanciado that we had refinanced	that we had refinanced
vosotros	hubierais refinanciado that you all had refinanced	that you all had refinanced
ellos/ustedes	hubieran refinanciado that they/you all had refinanced	that they/you all had refinanced

❗

Commands (imperativo)

Commands and direct orders

Person	Command	English
tú	refinancia	refinance! (you)
usted	refinancie	refinance! (you formal)
nosotros	refinanciemos	let's refinance!
vosotros	refinanciad	refinance! (you all)
ustedes	refinancien	refinance! (you all)

🚫

Negative Commands (imperativo negativo)

Negative commands and prohibitions

Person	Command	English
tú	no refinancies	don't refinance! (you)
usted	no refinancie	don't refinance! (you formal)
nosotros	no refinanciemos	let's not refinance!
vosotros	no refinanciéis	don't refinance! (you all)
ustedes	no refinancien	don't refinance! (you all)

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